Trust & Data

See the records behind every recommendation.

Clario separates what is recorded, what is expected, what is only proposed, and what the owner still needs to confirm.

VerifiedBusiness recordsCash, invoices, inventory, sales, and due dates

ExpectedPHP 120,000 collectionsCustomer-stated dates; cash not yet received

ProposedSupplier arrangementsNot used unless accepted in writing

ConfirmedNone yetNo supplier extension or split is active

Calculation source

Why Clario shows a possible PHP 115,000 gap

Cash available todayPHP 245,000

Expected, not receivedPHP 120,000

−

Payments due by Aug 1PHP 480,000

Possible gapPHP 115,000

This does not include the proposed PHP 210,000 purchase. Adding that purchase raises the possible total gap to PHP 325,000 under the same assumptions.

Records reviewed

What Clario checked

Cash available today: PHP 245,000
Expected collections by Aug 1: PHP 120,000
Scheduled payments by Aug 1: PHP 480,000
Open customer balances: PHP 420,000 across 6 invoices
Supplier balances due: PHP 235,000 across 3 invoices
Inventory records: 8 products · PHP 690,000
Slow-moving inventory: PHP 185,000 across 3 products
Business history: January 1–July 18, 2026
Proposed purchase: AET-PO-260718-041 · PHP 210,000

Verified facts

Current business position

July sales: PHP 860,000
July cash collected: PHP 490,000
Cash available today: PHP 245,000
July 22 obligations: PHP 275,000
Inventory value: PHP 690,000
Slow-moving inventory: PHP 185,000

Expected, not received

Customer collection assumptions

ExpectedMetro Hub Manila · PHP 70,000Customer-stated payment date: July 20, 2026

ExpectedBrightway Distributors · PHP 50,000Customer-stated payment date: July 25, 2026

These amounts support a scenario calculation only. They do not become available cash until received and verified.

Customer-order ceiling

Pinebridge payment limit

Confirmed order value: PHP 320,000
Deposit received: PHP 0
Purchase amount: PHP 210,000
Maximum customer advance: PHP 320,000

PHP 210,000 funds the purchase only. A full PHP 320,000 advance reduces the default PHP 325,000 projected gap to about PHP 5,000. Clario must not request more than the order value unless added charges are recorded.

Supplier certainty

Proposed arrangements are not confirmed arrangements

SupplierRecorded duePossible arrangementStatus

Luminara Packaging WorksPHP 95,000 · July 22PHP 60,000 on July 22; PHP 35,000 by July 29Proposed

Veridian Product WorksPHP 70,000 · July 26Seven-day extension available after written approvalAvailable option

HarborlinePHP 70,000 · July 30PHP 35,000 on July 30; PHP 35,000 on August 9Proposed

Default calculations keep the original due dates. Decision Lab changes the schedule only when the owner manually marks an arrangement as confirmed.

Calculation auditView the validated arithmetic+

245,000 + 70,000= 315,000Cash if Metro Hub pays

315,000 − 275,000= 40,000Cash after July 22 obligations

245,000 − 275,000= −30,000Immediate gap without collections

245,000 + 120,000= 365,000Possible cash if both expected collections arrive

480,000 − 365,000= 115,000Existing possible payment gap

115,000 + 210,000= 325,000Possible total gap with purchase

325,000 − 320,000= 5,000Remaining gap after full order advance

Source recordsView the exact payment schedule used+

Jul 22, 2026Aurora employeesPayroll · PAY-2607-BPHP 180,000

Jul 22, 2026Luminara Packaging WorksSupplier · LPW-260706-448PHP 95,000

Jul 26, 2026Veridian Product WorksSupplier · VPW-260630-319PHP 70,000

Jul 28, 2026Aurora Commerce CenterRent · LEASE-AET-2026PHP 48,000

Jul 30, 2026Harborline Distribution ServicesSupplier · HDS-260701-207PHP 70,000

Jul 31, 2026Electricity providerUtility · UTIL-ELEC-2607PHP 11,500

Aug 1, 2026Internet and water providersUtility · UTIL-IW-2607PHP 5,500

Owner control

Clario explains. The owner confirms and decides.

Clario can compare outcomes and trace each number to a demo record. It does not mark money as received, activate supplier terms, approve purchases, or move funds on the owner’s behalf.